4 years from the date of injury (Utah Code § 78B-2-307).
Med-mal SOL is shorter (2 years from injury or discovery).
How uninsured motorist claims work in Utah
Utah follows a 50% bar fault system. Modified comparative fault — barred at 50% or greater. This is why insurance carriers aggressively assign fault at the scene. Every report, photo, and witness statement matters.
Med-mal non-economic damages capped (statutory).
Why Utah rules matter for uninsured motorist cases
Because Honest Pillar reviews cases across the Southwest, we see howUtah-specific rules change the strategy for uninsured motorist claims. In Utah, Med-mal SOL is shorter (2 years from injury or discovery).
Factors that affect uninsured motorist claim value
While every case is unique, uninsured motorist claims in Utah typically turn on three factors during the Howard-backed review:
- Medical chronology: ER visits, imaging (MRI/CT), and follow-up care with Utah providers.
- Insurance limits: The available coverage from the at-fault party and your own UM/UIM or MedPay policies.
- Liability evidence: Utah police reports, witness statements, and scene photos that push back on 50% bar fault.
What we do in the first 72 hours
- Preserve evidence: send spoliation letters to the at-fault carrier, subpoena traffic-cam and dash-cam footage, and secure the vehicle before repair.
- Medical lien management: coordinate with providers so treatment continues without out-of-pocket cost while the case is pending.
- Liability workup: obtain the official crash or incident report, electronic data, and witness statements.
- Demand package: submit a full liability + damages demand to the adjuster within 30-45 days in most cases.
Where Utah cases get filed
Most Utah uninsured motorist claims settle pre-litigation. When we file, jurisdiction and venue depend on county of accident and defendant residence.
Largest metros we serve in Utah: Salt Lake City, West Valley City, Provo, West Jordan, Orem, Sandy. Cases statewide welcome.